Life Insurance Online Quotes

There are 3 very common ways in which an individual can receive a life insurance quote.

  1. Through their local insurance agent: This is the most traditional way of receiving a life insurance quote and probably the one that people are most familiar with.
  2. Calling the Insurance Company directly: This way is less common but some people seem to use this way to avoid having to work with an insurance agent.  Remember sometimes people do not want their local insurance buddy knowing their business like annual income, health conditions and other items of a private nature.
  3. Through a website online: This is becoming the fastest way for people who want to buy life insurance.  Millions of people in 2009 alone received a life insurance quote online and it appears as though this method will continue to grow in 2010.

Due to the convenience and quickness of online insurance quotes more and more individual are going this route to buy life insurance.  With an average of over 20 carriers quoting you a premium in a matter of seconds it makes the shopping experience a lot easier than it was 5 years ago.  Morgan-White Group and Term Life Insurance Finders believe that over the next 10 – 15 years all life insurance will go to online products.  Agents will still be meeting with people to discuss life insurance but the actual application and life insurance quote will be done online.

The online insurance quotes can be very accurate or can be very farfetched.  Make sure when searching for online insurance quotes that they are asking for questions like Date of Birth, Gender, Height & weight, state of residence, face amount of the policy, term of the insurance policy (# of years or permanent), and other questions like these.  Without these crucial questions on the life insurance quote request form the site will not be able to give you an accurate quote.  These questions determine which rate class you will be put in which determines the price of the policy you are inquiring about.

Similar Articles:

Buying Life Insurance
ABC’s of Term Life Insurance Quotes
ABC’s of Shopping for Life Insurance

What to Look for in an Insurance Carrier
senior division manager Article added 08/16/2011 by Ryan Eaton
Senior Division Manager: Morgan White Group

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